Tuesday, October 16, 2007

Travel Insurance

If an illness, accident, or sudden change in plans forces you to cancel or interrupt your trip, you face two major financial losses: (1) money you’ve invested in nonrefundable prepayments and (2) medical expenses that aren’t covered by your health insurance. That’s why more and more travelers are turning to travel insurance to protect their investment. Too expenisve you think? Not really! The cost of travel insurance is based on the value of your trip. The more you have invested in your trip, the more you need to protect it. Travel insurance covers you for losses caused by trip cancellation and interruption, medical expenses, baggage loss, and trip and baggage delay. When you consider all the protection you get, travel insurance is actually a great value.

There are hundreds of circumstances that could cause you to cancel your trip, return home early or force you to seek emergency medical treatment while traveling. To demonstrate the importance of purchasing travel insurance, and emergency services, here are 10 common examples of what could go wrong.

  • It's 10 p.m. and your family arrives at the airport for a connecting flight, only to find that your flight has been cancelled. How do you get your family home?
  • Your traveling companion's bag was lost with his insulin inside. He needs help to locate his bag as soon as possible and his emergency prescription filled. Who do you call?
  • Your first visit to Europe, and your passport and wallet are stolen. Where do you turn for emergency cash, and how will you get your passport replaced?
  • Your spouse is involved in an accident and adequate medical treatment is not available. Who will help arrange and pay for a medical evacuation?
  • If your sister-in-law becomes seriously ill and you choose to cancel your trip, what happens to your non-refundable deposits or pre-payments?
  • You arrive in Jamaica and your luggage doesn't. If it's lost, who will help you find it? If it's delayed, who will pay for your necessities? If it's stolen, who will pay to replace it?
  • Your cruise line, airline or tour operator goes bankrupt. Who will pay for your non-refundable expenses? Who will help get you to your destination?
  • You're walking down a street in Rio and twist your ankle. Who can help you find an English-speaking physician?
  • Three weeks before your scheduled arrival, a terrorist incident occurs in the city to which you are planning to visit. Who will pay if you want to cancel your trip?
  • You are at a beach resort in North Carolina, and you are forced to evacuate due to an approaching hurricane. Who will help you evacuate and who will reimburse your lost vacation?

We offer 63 different plans from 14 different companies - no other site has such product depth or comparison features. You can compare each policy giving you the information you need to make an informed decision about your needs. As soon as your order is placed on our site, the company databases are updated in real time and a confirming email is sent to you outlining your coverages. The policy is mailed to you directly from the company immediately thereafter. This level of integration is not available anywhere else and has been paramount to our success. We strive to bring you the world's leading companies all under one roof. Thank you for visiting and we hope you enjoy your stay.

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